Ok, I am 23 years old. I have never been able to fully pull the skin back on my penis and over time it has been worrying me more and more.
I have only had 1 sexual partner and as we always used a condom I will admit I sometimes tended to get too occupied instead of trying with the skin.
I know my dad had to get circumcised when he was near my age (though a bit younger) due to a similar problem, but I feel weird asking him about it.
I have been looking at circumcision, but a lot of what I have read sounds scary, all this stuff about loss of feeling for men, and not as good for women, etc, so I have started looking at other options.
So far all I have seen has been:
-Creams.
-Making the top wider through operation, (but not full circumcision).
-Stretching the skin.
Does stretching actually work? I think it would be the one I would rather go for but the whole thing is freaking me out quite a bit.

what options do I have
Stretching definitely works! It works on muscles, tendons, skin. Especially skin. Think about what happens to people when they get fat? There are entire sites dedicated to people stretching their foreskin lengthwise and getting actual inches out of it. If you look hard enough you will find some fetish people that stretched their foreskins as wide as a small plate.
Get creative with it. There is a really good chance that the same plugs people use to stretch their ear lobes with would fit very well in the opening of your foreskin. They come in all sizes, and some are even hollow in the middle so you can urinate without removing them.
I don't think anyone gets circumcised only because their foreskin is tight. There are all kinds of surgical ways to widen the opening. There are really pro's and cons to either side of the picture. It is awkward to talk to dads about this stuff. I don't know why, but usually it is just the ice breaker that is uncomfortable. It may be easier to just ask him if he is comfortable telling you why he did it and if he is glad it happened. After you open the door for him I think you will find out that he has put a lot of thought and worry into his choice regarding leaving you uncircumcised.
I had it done at age 21. I can give you more info about that if you are interested. I was glad I had done it for about ten years and in my mid thirties I started to think I may want it back. My advice is to stretch it until is is perfect and comfortable. Then make a decision and base it on all of the other reasons you want to have it done.
Let me know if I can be of any more help.
definitely try that
it takes time, but slowly it'll work out. It's not an overnight quick-fix --- but neither is surgery.